 Social Security 2020: Increasing Taxes, Payments, and the Full Retirement AgeIt’s
imperative to gather accurate information before making a final and
unchangeable decision regarding Social Security retirement benefits. Social Security Retirement benefits are set to increase in
2020- a modest 1.6% increase for the average retired worker that adds an extra
$24 per month to their retirement check. Retired couples will see their
combined benefits grow to $40 per month. This cost of living (COLA) increase is
one of the smallest over the past twenty years and will help offset 2020’s
increasing Medicare Part B and Part D premiums. Read More >>
 World Trade: Is It Just Regulated Politics?Within
the lines of policy, the WTO must remain impartial to politics between
countries, even in a global economic crisis built by trade wars. The World Trade Organization (WTO) is the only global
international organization dealing with the rules of trade on a worldwide
scale. It is a place for member countries to settle arguments and negotiate
trade deals. But what happens when negotiations between two counties go awry,
and tariffs continue to apply for long periods like we are experiencing now?
The WTO can only intervene when its members create undesirable consequences for
one another by disputing or blocking economic development and citizen’s
well-being. Read More >>
 Today’s Pre-Retirees: Financial Planning with a Contingency PlanFinancial
professionals can help Americans ‘get on the right track’ when they ‘advise’
and align clients’ expectations with realities. The demographics of retirement and a ‘retired person’ is rapidly
changing worldwide. Over the past 200 years, there have been remarkable changes
in health and wealth around the globe. Now, there is a converging demographic
between countries, thanks to world aid and trade, and technology. Human life
expectancy is increasing; in just the United States, thirty years have been
added to our life expectancy over the past 100 years. Retirement is no longer viewed
as winding down one’s life like it was in the 1950’s. Today’s pre-retirees are
making plans for their second phase of life. According to Age Wave, the nation’s foremost
thought leader on issues relating to an aging population, today’s
pre-retirees view retirement as an ‘Aspirational Life Stage’: Read More >>
 Is Lowering Interest Rates Good for the Economy and the Markets?If you have questions about your fixed-income investments or
retirement assets during this economic environment, feel free to contact our
office for a consultation. Interest rates can have a positive or a negative effect on
the U.S. economy, the stock markets, and your investments. When The Fed changes
the Federal Funds Rate (the rate at which banks can borrow money to lend to
businesses or you), it creates a ripple
effect. Read More >>
November 2019 Newsletter Approval 2789195.1
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