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Social Security 2020: Increasing Taxes, Payments, and the Full Retirement Age

It’s imperative to gather accurate information before making a final and unchangeable decision regarding Social Security retirement benefits.

Social Security Retirement benefits are set to increase in 2020- a modest 1.6% increase for the average retired worker that adds an extra $24 per month to their retirement check. Retired couples will see their combined benefits grow to $40 per month. This cost of living (COLA) increase is one of the smallest over the past twenty years and will help offset 2020’s increasing Medicare Part B and Part D premiums.


World Trade: Is It Just Regulated Politics?

Within the lines of policy, the WTO must remain impartial to politics between countries, even in a global economic crisis built by trade wars. 

The World Trade Organization (WTO) is the only global international organization dealing with the rules of trade on a worldwide scale. It is a place for member countries to settle arguments and negotiate trade deals. But what happens when negotiations between two counties go awry, and tariffs continue to apply for long periods like we are experiencing now? The WTO can only intervene when its members create undesirable consequences for one another by disputing or blocking economic development and citizen’s well-being.


Today’s Pre-Retirees: Financial Planning with a Contingency Plan

Financial professionals can help Americans ‘get on the right track’ when they ‘advise’ and align clients’ expectations with realities.

The demographics of retirement and a ‘retired person’ is rapidly changing worldwide. Over the past 200 years, there have been remarkable changes in health and wealth around the globe. Now, there is a converging demographic between countries, thanks to world aid and trade, and technology. Human life expectancy is increasing; in just the United States, thirty years have been added to our life expectancy over the past 100 years. Retirement is no longer viewed as winding down one’s life like it was in the 1950’s. Today’s pre-retirees are making plans for their second phase of life. According to Age Wave, the nation’s foremost thought leader on issues relating to an aging population, today’s pre-retirees view retirement as an ‘Aspirational Life Stage’:


Is Lowering Interest Rates Good for the Economy and the Markets?

If you have questions about your fixed-income investments or retirement assets during this economic environment, feel free to contact our office for a consultation.

Interest rates can have a positive or a negative effect on the U.S. economy, the stock markets, and your investments. When The Fed changes the Federal Funds Rate (the rate at which banks can borrow money to lend to businesses or you), it creates a ripple effect.



November 2019 Newsletter Approval 2789195.1

Securities offered through Securities America, Inc., Member FINRA/SIPC Advisory Services offered through LPF Advisors, LLC, a Registered Investment Advisory firm. LPF Financial Advisors, LPF Advisors, LLC and the Securities America companies are separate entities. The Investment Fiduciary standard of care applies to advisory services only. Live Oak Corporate Center, 2601 Cattlemen Road, Suite 302, Sarasota, FL 34232

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