 Understanding Fixed-Income: For Today and the FutureSince fixed-income securities are debt, it is vital to
understand it’s rating, and based on financial analysts’ research, if the
issuer is likely to pay back their debt to investors at maturity. Fixed income is something many investors don’t understand,
according to the 2019 survey, “Fixed Income, Not Fixed Thinking,” by BNY Mellon Investment Management, one of the largest asset managers in the
world. The study revealed that the majority of Americans surveyed have a
limited understanding of fixed-income investments, regardless of age, income,
education level, and other demographics. Read More >>
 10 Financial Tasks To Complete Before 2020 (Yes, You Have Time)Whether it is financial or health-related, starting the New
Year off with tasks completed feels good! Here we are, already to the end of 2019! The end of a year
and the start of a new one is when most people decide to clean up and implement
changes in some areas of their lives. Whether it is financial or
health-related, starting the New Year off with tasks completed feels good! Here
are ten things that can make a difference to you now, and later: Read More >>
 Dare to Dream: Your Success Depends on ItDreams are like a destination. If you want to go somewhere,
you must visualize it, recognize where you’re at now, and make a plan to get
there. Dreaming and goal setting are interrelated; first, you dream
about what you want, then you determine how to obtain it. Our dreams should
help guide us to make the right choices at the right time and in the proper
manner. But merely dreaming about something is not enough; we must set goals to
achieve it. In psychology, goal setting refers to a successful plan of action
that we set for ourselves. Read More >>
 Retirement Plan Contribution Limits Increase in 2020Even
if you’re not able to save the maximum into your retirement accounts, now is a
great time to increase your contributions anyway. In November 2019, the Internal Revenue Service (IRS)
announced the cost of living adjustments for 2020 for most retirement savings plans. However, IRA contribution limits will stay
the same. If you plan to make the maximum contributions you can in 2020, here’s
what you need to know: Read More >>
December 2019 Newsletter Approval 2833752.1
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